The Safe Auto Insurance Company

The Safe Auto Insurance Company was founded in 1993 in Ohio and is still headquartered there in Columbus. Safe Auto’s niche market has traditionally been minimum limits insurance; the minimum amount of liability insurance required by state law in order for drivers to be considered insured (this minimum requirement varies somewhat from state to state).

Safe Auto is also a direct sales company; this means that rather than employing sales agents, the company sells policies directly to the customer without a middle man. This cuts the company’s operating expenses, which presumably allows them to offer insurance for a lower price. They offer extremely flexible payment plans for customers on a budget (and who isn’t).

In the fall of 2011, the company introduced a “Morenimum” advertising campaign. This play on words acknowledges the company’s history of selling minimum limits and introduces the option for customers to purchase higher (or ‘more’) coverage.

Safe Auto is currently licensed to sell policies in the following states (as of December, 2011): Arizona, Arkansas, Colorado Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Mississippi, Missouri, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas and Virginia.

Safe Auto Insurance offers its customers 24/7, 365 claims reporting capabilities. This is pretty standard in the automobile insurance industry. The company does employ in-house adjusters to handle their customers' claims.

It is always free to obtain an automobile insurance quote. You may do so by calling the company at 1-800-SAFEAUTO, or just visit them on the web at

If you are currently shopping around for an automobile insurance policy, this seems to be a company worth checking into. Assuming that you live within their market area, it is certainly easy to obtain a premium quote. Before you make a final decision about which company to purchase a policy from, make sure to get a quote from this one also. You might be pleasantly surprised at what you find out.

If you have even worked for the Safe Auto Insurance Company or had a policy or insurance claim with them, our readers would love to hear from you. What did you think about the company? What did you like or dislike about it. How was the customer service? Please share your insights or personal story with the rest of our insurance community. Just fill out the web-form below to get started. Thank you.

This article is written for informational purposes and is not intended to take the place of competent local legal counsel. The writer is not associated with the Safe Auto Insurance Company or any of its affiliates.

Read more of our insurance company reviews.

Additional articles that may be of interest to you:

The Insurance Claims Handling Process Explained

Why Bother With Buying Automobile Insurance?

What is an Insurance Lien Holder?

GAP Coverage Explained

First Party Insurance Coverages vs. Third Party Insurance Coverages

The Insurance Company's Preferred Body Shop Repair Program

Uninsured Motorist and Underinsured Motorist Coverages Explained

What to do When You Have Been in an Accident

The Black Box in Your Vehicle

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