Insurance Adjuster Jokes are Always Funny



It is always healthy for a profession to be able to poke fun at itself. Claims adjuster jokes are a dime a dozen. Just so you know that we are an equal-opportunity group when it comes to making fun of people, just know that you can easily replace the words ‘claims adjuster’ with attorney and the jokes will be just as funny (if not more so). Though some of these jokes have been heard by the adjuster handling your case, it probably is not a good idea to share these jokes with him or her while your claim is still open.

Here are some of our favorites. If you have heard any good adjuster jokes that you will pass along, please fill out the web-form at the bottom of the page. Our online community can always use a good laugh.



Q: What do you call an insurance adjuster on the ocean floor?

A: A good start.



Q: What is the difference between a claims adjuster and a whole life insurance policy?

A: The whole life insurance policy will some day mature.



Q: What do you get when you cross a claims adjuster with a baboon?

A: Who knows; there are some things that a baboon just will not do.



Two women are having drinks at happy hour when one of them finally musters the nerve to ask the other, “Do you and your husband ever have mutual climax?”

The other thinks for a moment, then replies, “No, I am pretty sure that we have State Farm.”



Q: What is the scientific term for an ethical insurance adjuster?

A: We have no idea … do you?



Arguing with an insurance adjuster over the value of your claim is like wrestling with a pig in the mud. After a while, you begin to realize that he likes it.



Q: Why does a claims adjuster make a lousy lover?

A: They skip the foreplay and go straight to the screwing.



An eight-year-old girl came home from school and told her mother “At recess, Johnny asked me to play doctor with him.”

“Oh, goodness”, her mother sighed. “Tell me everything that happened, sweetheart.”

“Well, not much; he just made me wait for an hour and then double-billed our insurance company.”



An insurance adjuster, a teacher and a masseuse were in a fishing boat together. All of a sudden, their boat hit a rock which tore a large hole in the bottom of the boat. To their chagrin, the trio quickly discovered that the life raft was only large enough for two occupants. A beautiful tropical island was within sight, but the water around them was infested with man-eating sharks.

While the teacher and the masseuse were discussing options, the insurance adjuster just dove into the water and began swimming towards the island. Relieved, the other two got into the raft and paddled away.

The two eventually reached the island shore and were shocked to find the insurance adjuster sitting in the shade of a palm tree sipping milk from a coconut shell. “How in the world did you get through all of those sharks?” they wanted to know.

“It was easy”, he replied, sipping from the coconut, “just old-fashioned professional courtesy.”



An insurance adjuster was teaching his 16-year-old son to drive when the brakes suddenly failed while they were going down a steep hill in a residential neighborhood.

“It won’t stop!” the son yelled. “What do I do?”

“Brace for impact” yelled Dad “and for God’s sake, try to hit something cheap.”



Insurance claims-related articles that you may find of interest:


The Insurance Claims Handling Process Explained

How to Become a Claims Adjuster

What to do When You are in an Accident

What to do if You are Sued as the Result of an Accident

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Adjusters Fishing Not rated yet
Two public adjusters were fishing along the same beach in the Florida Keys. One said to the other, “My client had a total fire; my commission was …

Light Bulb Not rated yet
Question : How many adjusters does it take to fix a lightbulb? Answer : Three - One to fix it and another two to investigate whose fault it is that …

Ode to a Claims Adjuster ... or something like that Not rated yet
I wish I could tell you who wrote this one, but I can't. Anyway, it's all over the place now. Just in case you haven't heard it ... Last night as …

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