Automobile Insurance Companies in the U.S.
There are hundreds of personal automobile insurance companies in the US and thousands more around the globe. Some of these companies are new, and some have been around for what seems like forever. They are privately owned, publicly owned or even run by state government. The more reputable companies in the US have been in existence for almost a century or more.
Insurers offer discounts for a multitude of reasons from good grades (for young drivers), to safe driving history, to discounts for having multiple vehicles on a policy or multiple lines of insurance in the same household (for example, automobile, homeowners or renters, and life insurance). Some carriers even offer premium discounts to their own employees. An insurer may offer partial or full deductible waivers after the policy holder has gone a certain amount of time without an accident or claim.
Many people wish to be insured by a company that has been in existence for a long time and/or has a good reputation for fairness or community involvement. Other people may choose to buy their automobile insurance based on price alone, switching from company to company every few years in the never-ending search for the lowest premiums. Still other customers will leave their insurance company because of a bad experience with claims handling or billing. Keeping a policy with the same insurance company for years makes a customer finally profitable to that insurance carrier, and also makes the company really want to keep that profitable customer.
Here is a list of some of the larger and more well-known automobile insurance companies in the United States. Please click on any highlighted name for an overview of the company. You will also find constructive customer comments at the bottom of the overview pages (or be the first to share your story).
21st Century Insurance
Allstate Insurance Company
American Family Insurance
American National Insurance Company
Amica Mutual Insurance
Bankers Life & Casualty Company
Brethren Mutual Insurance Company
Capital Insurance Group
Cincinnati Insurance Company
Commerce Insurance Group
Encompass Insurance Company
Erie Insurance Group
Farmer’s Insurance Group
The General Automobile Insurance Services, Inc.
Hereford Insurance Company
Insurance Company of the West (ICW Group)
Maryland Automobile Insurance Fund (MAIF)
Merchants Insurance Group
Mercury Insurance Group
Nationwide Mutual Insurance Company
New Jersey Manufacturers Insurance Company
Safe Auto Insurance Company
Safeway Insurance Group
State Farm Insurance
The Travelers Companies
United Services Automobile Association (USAA)
Unitrin Direct Auto Insurance
Wawanesa Insurance USA
Other Articles That May Interest You:
Why Bother With Buying Automobile Insurance?
Choosing an Insurance Company that is Right for You
The Insurance Company Claim Process Explained
What to do When You Have Been Involved in an Accident
Ten Ways to Save on Automobile Insurance
An Explanation of First Party vs. Third Party Insurance Coverages
What to do if You Have Been Sued as the Result of an Accident
Loan Gap Coverage Explained
What is an Insurance Lien-holder?
The Black Box in Your Vehicle
Personal Umbrella Policies Explained
Uninsured Motorist and Under-insured Motorist Coverages Explained
The California Automobile Assigned Risk Plan
We welcome your comments and reviews.
Do you have information or an opinion to share about your insurance company? Please share it. Let our readers know what you do or do not like about your automobile insurance carrier. It may be a comment about a specific policy coverage or the way your claim was handled. We appreciate your input.
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