Personal Injury Claim Fraud Indicators Include Medical Bills or Lost Wage Forms That Appear to Have Been Altered
by Anne L.
One major red flag indicator of personal injury claim insurance fraud is a medical bill or a lost wage form that appears to have been altered. If you are submitting either of these forms to the at-fault driver's insurance company to support your claim for personal injury, you will need to do a close review before you actually send them in. If you find any errors on the forms, do not attempt to fix anything yourself, as that could be considered fraud whether the new information is correct or not.
If there are any errors on the medical forms, such as incorrect dates or charges, have the doctor’s office fix it. If corrections need to be made, do not allow the doctor’s office staff to merely cross out the error and write in the correct information. Have them print out a new record. If there is any complaint about this, remind the medical staffer that there would be no need to print the new record if it had just been correct in the first place.
Review your lost wage documentation carefully before you submit it to the insurance company. Make sure that all of the information, including the dates you missed work and your hourly wage or salary are correct. Again, do not attempt to correct anything yourself; have your employer do so.
This might take a little time and effort on your part, but it will save you trouble in the long run. An insurance company’s special investigation unit’s fraud review can take days, weeks, or even months to complete.