Comments for Personal Injury Settlements: Using Leverage to Help Settle Claim

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Apr 22, 2011
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Insurance Companies are Nicer As Long As Your Personal Injury Claim is Open
by: Lisa

It has also been my personal experience that an insurance company will be nicer as long as the personal injury claim is open. I had a claim with GEICO and the GEICO representative was super nice about my car damages because I had an injury claim open. Every time I called about how my car repairs were progressing or if I could keep the rental car, she always asked "and how are you feeling?" I wasn't hurt real bad, but I made sure that I waited until absolutely everything with my car, including rental car reimbursement, was done before I took a small check for my personal injury.

Car repairs are worth what they are worth, but the insurance companies can really take a hit on those personal injury claims so they have an incentive to be extra nice to you until you settle. I guess you could say that I was holding it over her head, but I was just trying to protect myself. I am glad that everything turned out to be okay in the end.


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