Photographs of Accident Scene Are Good Way to Fight Fraud

by Meghan
(Leonardtown, MD)

I had really minor accident last summer. There was no damage to either vehicle, but I was driving my mom’s new minivan, so I called her from the scene. She was all worried and stuff, so I took pictures with my cell phone just to show her how minor the accident was. I took a lot of pictures of both cars as well as the driver of the other car, and it is a good thing I did. When the other woman called my mom’s insurance company, she said that she had a lot of damage and that she and her kids in the back seat were all hurt. There were no kids in the car with her!

Fortunately, I was able to send all of the pictures I had taken to the insurance adjuster handling my claim. The pictures showed the woman’s empty back seat (not even any car seats). The pictures also showed absolutely no damage to her car, but when she showed up for her estimate appointment, apparently she had a big dent down the left side of her car where she said I hit her.

The case was referred to my mom’s insurance company’s fraud unit and they shut this lady down. She didn’t get anything, and neither did any of her alleged kids. They probably would have all gotten money if I hadn’t taken those pictures because I was so worried about my mom. I tell all of my friends to take lots of pictures if they have an accident.

This article is approved for informational purposes and is not intended to take the place of competent local legal counsel.

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