Reader Feels Lucky to Escape Houston Accident Unscathed!
Several years ago I lived in Houston, TX. I was traveling in bumper-to-bumper traffic on the Houston beltway, and (being younger than I am now) got distracted trying to change stations on the radio. When I looked up, it was too late--I ran into the back of the car that had stopped in front of me.
Luckily, since it was bumper-to-bumper traffic, I wasn't going very fast at all. The woman I ran into and I pulled off the road and got out and took a look at the damage. In my case, my front bumper was dented. In her case, there was no visible damage at all.
She basically said, "No harm, no foul." Since the only damage was to my car, and I was the one at fault, she didn't want to bother to report the accident. We both agreed this was fine, and off she drove.
She was honest--I never heard another word about the accident. However, after having read some of the information on your site, I now realize I got very lucky! She could easily have reported the accident after the fact claiming personal injury: neck pain or something like that, and I might have had serious issues. I could have been sued. These days, being older and (hopefully) a little wiser, I'd report the accident no matter what.
Thanks for sharing the information on your site!